All want to be happy, all fear pain and suffering, But to invest for passive income and retirement, you must be lucky to buy low, like in March 09,

It is hard to buy at low, but that does not means we cannot buy near them. The trick is to stagger your buying, dollar averaging for blues only ..OK..not s-chip or other, i said this is a challenge, becos wait someone will come out and said, s-chip also got good ones, why condemn them. Then i got into head wind with them. You do want to be on the safe side since it is your retirement money,right???

If you want to buy, not now, now it for short term long till Q4, do that in 2013, or maybe later. i will see when we are there, maybe i will try to call and suggest over here. We may not know what come may.

If u have bought reit near 09 low like i did for some, not only u got capital gain but 20% div!!!, but i sold all for captial gain. I dont buy stock for div.

But in reality, how many can retire, we are lucky,  But if u cannot retire earlier, that does not means hard life, Life is how u see it. If u do not know how to use time, and travel and enjoy, u are wasting your time, in retirement.

You shd be preparing for the next cycle of life in retirement, not making money, like in the stock mkt, u must be prepare for bear,

we cannot be bull all the time,

Think beyond this body, There is a life after .d....

may u be well, good luck to you

When we’re young, most of us work for our $. As time goes on we let our $$ (saving/profit) work for us.

That is why many dream of retired early in life by building their nest eggs.

Retirement means let our $$$ works for us after building our $ trees.

Retirement means spending times to do the things which we miss out in our early life; e.g. do charity works, to bless others in our $, spend times with our love ones, catch up with friends, travelling, to fullfil some of our dreams in life, etc, etc, etc.

In our old age if we are already financially stable I find no reasons to chase after the markets ($$$). We should be enjoying the fruits of our money trees ($$$).

Actually, all these thing call stock is about one things. and that is money.

It is true , no money no talk, really. 

But i have to be straight forward, and it may hurt some, but i am refering strictly to myself.

So please do not feel offended, to go long is one point, but that got to see hoew old u are.

For a guy like me, 10 yrs is really not meaningful. Unless they tell me that i can tranfer to the other world, or what.

WB vested some 30 , 40, 50 yrs, and he have affinity with the mkt. and the best thing is he live a long live and heathy one too.

I wish and pray for him well, he is a real benefit to the poor.

I am refering to myself, so my apology if that sound bad,

But if u are young, there is some truth in going long. provided the stock you vested really turn out like coca cola, or apple.

I do agree to some point that if u are young, longing is one good way to acc wealth.

not for me, i am too lold.

Time in the market and not time the market, is fund manager favourite theme saying, this is very common thing u read the media,, they like you to buy and hold till kingdom come.

But that will prove furtile. Long,, how long???6 yrs,>??? 10yrs,??? 15yrs.?? Can you tell me??

People always say long, but they themselves got no ideas what is long.

You see if you have bought COSCO, at 7.0..now it is only 1.0..how long u think this one will be back to 7.0. i believe there are some miserable invester here hoping that this one will go back to 7. It is hopless.

Do have a cut loss even for long, don't care how long, and don't ave down for what seen to be blues chip. The selling in the mkt sometimes is not becos of sentiment, It is becos BB selling, they know the bad news first, like Gaoxian, if my friend have listen to me and cut he would not have losse his hard earn money.

Always have a stop loss for all long,

I believe if you are still holding in 2013, you will regret, u can mark my post.

you can book mark this, I m very sure.

PIGS really got no means to pay, next yr all debt are due,

It is not timing, it is a fact.

Timing the market is next to impossible-

Adopting the correct time horizon for specific investment objectives is however essential.

Staying invested in the market for the long term is the only way to achieve long term goals.

The more frequently investors evaluate their returns, the more likely they are to make inappropriate short-term decisions because they always sell the winners to take profit & keep the losses.

Being ‘kia su’ is the greatest weakness. Speculators & gamblers will end up losing to the house. Time is on the side of the casino.

Look up for potential growth story & eventually may hit the right pocket one day and score muti-baggers.

There are alot type of invester. But why should we choose and be one type only. Like people say, i am a value invester, i am a long term invester.

To surivive in the market in these current situation, u be one type will be a disaster.

So why not be a long , when mkt rally, like right now!!! and short when bad news aplenty.

Going forward,  buy and hold , does not really work, if you have bought in 1996 at sti 2500, u hardly make mney, and worse if u have bought at 2007 high at sti 3800, u are still in the red. Even if this rally hit 3800 , u just break even.

Follow the trend, the trend is your friend. That is the way gong forward.

Unless you look 15 yrs ahead. But why ride up and down and make peanut.

Go with the market,

But u said WB, going forward, WB will break even only if dow collapse to 4000. this is what i am looking at. U said that is not true, we will see.

Bob Prechter of EWI is looking at dow 1000,,,not a typo error...yes 1000..u read at his site.

This rally is not a bull rally, but a secular bear rally, and going to be a strong one. Nothing have been solve, except to give more debt to minus current one.

But who care, so long they don't default in the immediate future, Who care what come may next year.  Invester are only interest in immediate term. Thus the rally. Be careful and  to alight at a station near safety. Leave those sexy women for the PIGS.

Next year will be even more prfitable,

We are going to short big time, Go open CFD acc, and learn to short.

I identify 2 types of long term investors:

The 1st type are value investors. They invest in the growing business of the company as long as the company performing. They will sell outonly if the company are not performing and take some profit when the share price over run the company fundamental.

The 2nd so call long term investors the one sell the winner & keep the loosers. Reason;  that is human nature, only want to win but refuse to loose. (Kia su). So eventually this group holding all the junk stocks for year, many of this stocks areonce high flyers. So this group end up becomes long term investors.

JIM CHUONG: My lazy way to getting rich (Part 1)

This guy Jim makes great sense.

Quote: In a 'normal' or bull market economy, it is extremely difficult to make money. Prices are too high. And when prices are not too high, it's usually because the business that I'm looking at is going through a problem. And problems are difficult to diagnose as terminal or turnaround (see K-Swiss). At least for me it is quite difficult. My brain can only handle easy problems.

A market wide crash is an easy problem. I can have a spectacularly performing business that will simply collapse in sympathy with a meltdown. How easy is that? I already know that the business is healthy and I get to pick it up on the cheap! As far as I’m concerned, that’s pretty easy (cue pressing the oversized red Staples “Easy” button).

We should all hope that this down grade causes another market meltdown. Why work for money when the market can give it to you for free?

Yes, you are wise, dont listen to those who write long message, talking about value. Taliking about long term.

Do you know what means by long term???Longgggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggggg...yes that is how long...imagine your finger got stick on the key "g" on your keyboard. That is how long.

There was a guy who bought Sakari at 3...now it is 1.97..and he say now i am a long term invester, and he console himself by saying at least, it pay a good dividend. But what u did not know is that he is paying himself div, he is sitting on huge losses.

Never, be a long term invester. I know, u want to name a guy WB, right? U want to take him as a good example. But unfortunately, there is only one WB in this world. Can you be one tenth of him?? or one thousandth??

I know a guy who bought a solid stock , from $7, and still holding it, Today it is only a dollar plus. Do you know what is the counter. COSCO.

When will cosco go back to $7???

So , there was a lot of guy who bought shanghai at 5000 high. They said now it a good time to buy, It is very low, good value. I believe these are the guy who bought at 5000 and now become a long term invester.

Long term value investing no longer work since the subprime crises. Have a stop for all your vestment and get ready to buy China Shanghai at 1000 or lower.

You can write 20 chapter on value, but at the end of the day, a good stock is one that make you money. 

You always heard ppl said long term, ask them what they means ??? how long???

Generally I never bother about hopeless making penny stocks and only heard of JEL last week. I noticed the high daily volumes recently but never bothered. I should pay more attention as they do impact other stocks. These retail speculators are likely to be on contra or margin , hence I think this week will be bad for non-blue chip stocks as today is T+3 from last Wed's peak frenzy.   But never rule out more of the same  in next few weeks? My views only.  

My 2 cents worth is that there will continue to be correction in stocks today. Take care. But keep some stocks on your radar screen for buying opportunity if the price becomes attractive once again.

Maybe it’s healthy for the market to have a pullback, so it can have greater potential to run up more. Just my view.


OCBC Investment Research today …..
Markets look overbought

We view this market rally as a result of the macro-environment developments i.e. headline news, investor

optimism, improving job figures etc. rather than an actual improvement in the fundamentals of underlying

companies. In our view, markets look overbought, which could lead to a correction once uncertainty surrounding the macro-environment re-surfaces and reignites another wave of adverse investor sentiment and behaviour.

U.S. stocks blasted up!

Nasdaq Composite is up 1.88%. Closed above 3,000 for the first time in 11 years

The Dow Jones Industrial Average  rose 217.97 points, or 1.7%, to 13,177.68.

Small cap rally is returning. Look at top volume & top gainer plays yesterday -- Plastoform, MDR, Midas, Healthway, Advance SCT.

Cheongwee, what small caps are you into?

Do not be blinded by this current rally in pennies,history always repeat itself, it start with blue first then mid cap and penny next, before you know it , this rally is over with penny remain as they are...penny.

Do not be exerburence becos u make money in penny and stay long enough to let market take it back from you and you end holding it for a long time.

Do ride om penny rally and make money, but no long vestemnt here.

But someone told me, wasn"t Apple and Venture a penny stock before they turn blue???

But i ask you , how many penny become an Apple and Venture. You got to be very very lucky if they can become another mid cap,

Ok, if you still instead, then it is your mnoney, you will learn the lesson i learn 30 yrs ago.

I am busy, no time to come by here again to reply, any post which is offensive, my apology.

May you be  well and happy

Great news for pennies & blue chips alike as the economic strength of USA will underpin stock market upside for Singapore:

Bloomberg --- Household confidence improved last week to a four-year high as more Americans said the economy was improving and decided it was a good time to shop.

The Bloomberg Consumer Comfort Index (COMFCOMF) was minus 36.7 in the period ended March 4, the highest since April 2008, up from minus 38.8 in the prior period. The gauge on the state of the economy reached a one-year high, while the buying-climate measure climbed to a level last exceeded in December 2009.  

For a fifth straight week, half of those surveyed also rated their personal finances as positive, bolstered by a resilient stock market, faster job growth and rising wages. Stronger household balance sheets may be helping ease the sting of the steepest gasoline prices in almost a year.

Just like i expect it to be. Insider create fear, and many sell out cheap and get got cheated by them.

I am lucky to sell early and buy back on crash ,another big pay day for me.

you can check the timing of my previous posts.

Thanks the market. all profit go to good uses for the masses.

may all be well and happy

never buy pennies,unless you want to be penniless.

never be stubborn, you pay for it later, till you got no mood to post here.

wait come summer it will be too late, 

More than 75% of Greece's private-sector creditors have pledged to take part in Greece's €200 billion ($262.98 billion) debt swap, according to a Greek government official.

The government official, speaking hours before Thursday's deadline for bondholders to make their intentions known, said participation as of Wednesday had reached 75%. A Greek cabinet minister late Thursday said the participation was "around 80%."

Those high numbers indicate that Greece will go ahead with the restructuring—the largest-ever sovereign-debt default and the first for a Western European country in half a century.

- www.marketwatch.com